820 S. Main St., Suite 300 Charles, MO 63301
888.314.4588

HATFIELD
FINANCING

FTL Finance is a Missouri-based company focused on lease financing of residential and commercial HVAC equipment. For nearly 10 years, FTL's exceptional customer service an highly effective processes have created the right combination of speed and efficiency - so you get the right information right away.

By working with HVAC dealers across the U.S., FTL finance has built a rapid response financing system customized to your needs:

  • Quick approval - within 5 to 10 minutes!
  • Lower rates ensure maximum savings
  • Fixed interest rates - you will not pay more over time
  • No hidden fees or other charges
  • No pre-payment penalty or penalty for early payoff
  • Interest may be tax deductible (contact your tax advisor)
  • Same as Cash plans available
The Numbers Speak For Themselves.
FTL Finance customers can save up to 50% in comparison to credit cardfinancing.
  FTL Finance Credit Card Programs
Features
Amount
APR
Monthly Payment

$2,000
14.9%
$46.90

$2,000
19.5%
$40.00
Total Payments
Contract Life

$2,814.00

$4,200.00
Interest Paid
First 12 Months
Total

$279.15
$814.00

$412.40
$2,200.00
Principal Reduction
First 12 Months
After 5 Years

$283.65
$2,000.00

$98.50
$752.53
Balance Outstanding
First 12 Months
After 5 Years

$1,716.35
Zero!

$1,901.50
$1,247.47

Simple Application Process

  • You Complete and sign application
  • We verify your signature and I.D. (Driver's License or credit card)
  • Fax or call in lease application
  • Decisions within minutes

Guidelines

  • Eligibility: HVAC equipment purchasers
  • Consumer Amounts: (a) $1,000 to $20,000
  • Commercial Amounts: $2,500 to $50,000
    (a)Amount less than $2,500.00 are subject to a $35.00 processing fee

What is My Payment?

Amount Financed: $
Term in Months:   
Your Estimated Monthly Payment:     
$

*Interest rate subject to change without notice.
** Interest rates may vary with an application's credit rating. (Call for rates).
*** Customer application fee may be required depending upon applicant's credit rating.
****Rates on amounts exceeding $20,000 are subject to review. (Call for rates).

(1) 6 Months Same As Cash (SAC): First payment is not due until 6 months from the date of the contract. If the customer pays the entire amount by the end of the 6-month SAC term, they are not charged interest for the period.  Payment in full must be received prior to the end of the 6-month period for finance charges to be waived.  If payment is NOT received in full by the end of the 6-month period, the finance charge for the SAC period will be added to the customer's monthly payment for the remaining term. (Dealer cost 3.4%)

(2) 90 Days Same As Cash (SAC): First payment is not due until 90 days from the date of the contract. If the customer pays the entire amount by the end of the 90-day SAC term, they are not charged interest for the period.  Payment in full must be received prior to the end of the 90-day period for the finance charges to be waived.  If payment is NOT received in full by the end of the 90-days period, the finance charge for the SAC period will be added to the customer's monthly payment for the remaining term. (Dealer cost 1.65%)

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